Restructuring of Finance Problem in Islamic Banks between Fiqh and the Fatwa of DSN MUI
DOI:
https://doi.org/10.53639/ijssr.v2i3.50Keywords:
Fatwa, DSN-MUI, Murabaha, Akd Sulh, TaflisAbstract
The concept of problem solving on financing in the Fatwa of DSN-MUI No. 49/DSN-MUI/II/2005 regarding the conversion of the murabaha contract, it is different from the developed concept by the Fukaha. In the fatwa, the settlement of problematic murabaha financing can be done by rescheduling, reconditioning and restructuring. Meanwhile, fukaha saw the settlement of problematic financing can be done with two contracts, namely sulh and taflis. This research is library research, a form of research whose data sources are obtained from the library. The approach to this research uses a normative juridical method. The primary data source in this study is the DSN fatwa No. 49/DSN-MUI/II/2005 concerning the conversion of murabaha contracts. The results show that based on the perspective of Islamic law, the settlement of problematic financing based on the fatwa of the National Sharia Council No. 49/SSN-MUI/II/2005 on the conversion of murabaha contracts and some Fiqh opinions are not contradictory. Dispute resolution in the DSN-MUI fatwa in principle combines the techniques contained in akd sulh and taflis.
Downloads
References
Lathif, Ah. Azharuddindan Diana Mutia Habibaty, "DISPARITAS PENYELESAIAN SENGKETA JALUR LITIGASI PADA POLIS ASURANSI SYARIAH DAN PUTUSAN PENGADILAN", Jurnal LEGISLASI INDONESIA 16, no.1, Maret 2019: 76-88
Muflikhudin, Ahmad, “Akad as-Sulhu sebagai Induk Penyelesaian Sengketa dalam Mu’amalah menurut Iamma Jalaludin as-Suyuti”, As-Salam 9, no.1 2020: 107-122.
Suadi, Amran. Penyelesaian Sengketa Ekonomi Syariah: Teori & Praktik. Depok: Prenadamedia, 2017.
Syaifullah, Hamli. “Penerapan Fatwa DSN-MUI Tentang Murabahah di Bak Syariah” Kordinat: Jurnal Komunikasi Antar Perguruan Tinggi Agama Islam 7, no. 2, Oktober 2018: 257-282.
Fuady, Munir. Pengantar Hukum Bisnis, Menata Bisnis Modern di Era Global. Bandung: Citra Aditya Bakti, 2005.
Amriani, Nurnaningsih Mediasi Alternatif Penyelesaian Sengketa Perdata di Pengadilan. Jakarta: PT. Raja Grafindo Persada, 2012.
Adi, Rianto. Metode Penelitian Sosial dan Hukum. Jakarta: Granit, 2004.
Rif’al Ka’bah, Hukum Islam di Indonesia. Jakarta: Universitas Yarsi, 1999.
Muchsin, Kekuasaan Kehakiman yang Merdeka & Kebijakan Asasi. Depok: STIH “IBLAM”, 2004.
Published
How to Cite
Issue
Section
Copyright (c) 2021 Hasanudin Hasanudin, Viany Rahmawati

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).